Tel: 02882 244919
Mob: 07751 200074
Email: info@tyronemortgages.co.uk
Sean Brogan
Mortgage & Protection Adviser
35 Knock lochan
Omagh
BT79 7GZ
We start by listening to your situation and learning about you. Then we see what you can borrow, and verify what you can afford by looking at your income and expenditure.
It’s not just multiplying your income by four and a half, as it was traditionally. We also look at your outgoings to see what’s going to be more suitable for you.
Once we’ve identified the right mortgage lender and a suitable deal for you, we would get you a Decision in Principle. You would then look at houses, if you’re not remortgaging, then we would submit your information and get you your mortgage offer.
It’s not just organising a mortgage. We also look at home insurance, life insurance and income protection – because it’s not just about getting you this large loan. It’s also about making sure you keep your house.
We want to keep that relationship with you up until your mortgage completes in 20, 25 or maybe 35 years. It’s not just a one-off transaction. It’s a long-term relationship, where we watch the market to get you the most positive products out there and try to save you money.
We understand that you are very busy with work and other commitments. So the last thing we want to do is waste any of your valuable time.
The fact that we deal with so many different people means we’ll know right from the start which lender is most likely to accept you. So we won’t waste time or damage your credit score by submitting applications to multiple lenders in the hope of finding one who’ll say yes. All of this means that, in most cases, we can get your mortgage pre-approved within just 30 minutes of getting the required documents from you.
We’ve got access to 1,000s of different mortgages from over 70 lenders, including exclusive deals that aren’t offered direct to the public.
This means we can save you money every month by getting you the best available rate for your mortgage or remortgage.
Some of our lenders will even cover the costs of valuations and legal fees, saving you yet more money.
Our huge choice of lenders means we’ve got the best possible chance of finding one who will accept your application and lend you the amount you need for your dream home or to help you reduce your monthly outgoings.
We know how the lenders work and what they look for, and so we can present your application in a way that maximises your chances of being accepted quickly.
I have been in the financial services industry since graduating from University in 2006, working for some of the largest financial institutions such as Santander, Barclays and Scottish Widows. I pride myself on my professional approach and attention to detail, ensuring every client is confident about placing some of the biggest financial decisions they will ever take into my capable hands.
I have been a fully qualified Mortgage & Protection Adviser through The Chartered Insurance Institute since 2008 and over the years I have transacted mortgage and protection business with all major UK lenders.
Outside of the business, I enjoy spending time with my three daughters and trying to keep fit by playing football and running.